DSCR Loan Calculator MCP

Exact DSCR loan math for AI assistants. Rent, PITIA, debt service coverage ratio, lender bands, max loan and rent needed. No sign-in, no token.

MCP endpoint (Streamable HTTP): https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp

Tools

calculate_dscrDSCR = qualifying rent / PITIA, exact P&I, interest-only option, lender bands
max_loan_for_target_dscrLargest loan that keeps DSCR at or above a target
rent_needed_for_target_dscrSmallest rent that reaches a target DSCR
compare_scenariosUp to 5 rate, down payment and term scenarios side by side
amortization_summaryPayment, total interest and balance after N years

Install

Claude.ai custom connector or ChatGPT developer mode: paste https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp.

claude mcp add --transport http dscr-loan-calculator https://dscr-loan-calculator-mcp.lipmichal.workers.dev/mcp
npx -y github:theluckystrike/dscr-loan-calculator-mcp

Source: github.com/theluckystrike/dscr-loan-calculator-mcp. Calculators and rate pages: dscrradar.com.

Lender DSCR minimums vary. Results are math, not a loan approval.

Part of the Zovo MCP collection: https://mcp.zovo.one